Amazon Pay Later

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Amazon Pay Later is a feature offered by Amazon India that allows customers to purchase items on the platform and pay for them later. This feature is aimed at providing customers with an easy and convenient way to make purchases without the need for immediate payment.

One of the key features of Amazon Pay Later is the instant credit of up to Rs. 60000 that is available to eligible customers. This means that customers can make purchases of up to Rs. 60000 without having to pay for them at the time of purchase. Instead, they can pay for the items at a later date, making it easier for them to budget and manage their finances.

Another important feature of Amazon Pay Later is that there are no hidden charges. This means that customers can make purchases without having to worry about additional fees or interest charges. This makes it a transparent and straightforward option for customers who want to make purchases on Amazon.

Finally, Amazon Pay Later is also fast and easy to use. Customers can make payments with just one click, making it convenient for them to complete their purchases quickly and easily. This feature is designed to save customers time and hassle, making it an ideal option for those who want to make purchases on the go.

Overall, Amazon Pay Later is a great option for customers who want to make purchases on Amazon without having to pay for them immediately. With instant credit of up to Rs. 60000, no hidden charges, and fast and easy one-click payment, it provides customers with a convenient and hassle-free way to shop on the platform.

Amazon Pay EMI has been re-branded to Amazon Pay Later. Amazon Pay Later is the hassle-free way to get instant credit, via a completely digital process, for purchases using EMI on Amazon.in. You have to complete the one-time setup process, which should not take more than 2 minutes and does not require you to provide credit card details. Once the setup is complete, you can avail Amazon Pay Later payment option during checkout on Amazon.in, and pay later next month or over EMIs ranging from 3 to 12 months. You can easily track your purchases, repayments, and limits history from a simplified dashboard for this payment mode.

key benefits of Amazon Pay Later?

Get instant decision on your credit limit by the lender.
Credit card details not required.
No processing or cancellation fee.
No pre-closure charges.
Seamless checkout on Amazon.in using Amazon Pay Later payment option.
Simplified tracking of expenses and repayments on the EMI specific dashboard
Pay next month at 0% interest or pay in 3 to 12 months EMIs
Get credit upto Rs. 60000
Set-up automatic repayments

What are the eligibility criteria to avail Amazon Pay Later?

You need to have an Amazon.in account with a verified mobile number, a valid permanent account number (PAN) card, bank account with one of the selected banks, and one of the officially valid document as address proof - Driving license, Voter ID card, Aadhaar, Utility Bills (not older than 60 days), Passport. You must be 18 years of age or above Further eligibility is decided basis information already available with Amazon and your credit bureau history. Based on these and a host of other factors, lending partner will decide the Amazon Pay Later limit for you.